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README.TXT
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1990-09-25
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09/25/1990
WELCOME TO LOAN$ TRACKER
***** NOTE TO THOSE OF YOU WHO ARE UPDATING FROM 1.0 *****
Version 1.1 of LOAN$ TRACKER has a slightly
different file structure than version 1.0. This
new version will automatically update existing
files to the new structure. When LOAN$ TRACKER
detects and old file, you will be notified that
a conversion is about to take place. The actual
conversion will take a minute or so. This only
happens once.
There have been a few additions to this version of
LOAN$ TRACKER. At the request of several users, I
have added bank and check number information on
loans and payments, and this added info appears on
the ledger as well. You can enter a 4 letter code
to represent the bank, and up to 5 letters/digits
for the check number. This makes it easier to
track where the loan came from. If you loaned cash,
enter "CASH" in the bank name, and leave the check
number blank.
Several small bugs that bothered me a lot have been
fixed. The monthly interest assessment was having
trouble with past months that were the same as the
current month. Also, the annual notice was not check-
ing the gap correctly, and consequently was not alert-
ing of an assessment properly. These has been rectified.
When a new file was created, the program was assigning
the file startup date as the first loanee's last date
of interest assessment. This caused a problem in that
once a file was created, the transactions for the 1st
loanee had to be later than the creation date. This, of
course, was not acceptable, and has been fixed, and
now the last interest assessment date will be entered
as the date of the first transaction entered.
***********************************************************
Finally, a Windows shareware program that isn't a clock, game,
bitmap, icon, wallpaper, or notepad! LOAN$ TRACKER was created
to keep track of all of those small loans (and the big ones too!)
that one makes to family, firends, business associates and partners.
"Hey bud, can I borrow a 'C' note?" Sure, but now, not only can you
keep track of it, you can also make some bucks if you're not paid
back on time! If you think about it, you probably lend out hundreds
of dollars in small, 5, 10, 15 and 20 dollar amounts, not to mention the
larger sums. Anyway, let's get started.
To begin, create a new directory someplace on your hard disk....
Copy the Loansp.zip file to the new directory, and PKUNZIP it.
The following files should now be in your new directory:
LOANSP.ZIP.........The Distribution File
LOANSP.EXE ---------------|
LOANSP.FST |
LOANSP2.FST |
LOANSP3.FST |
LTF.LTS |
LTF.STF |---Necessary Files
LTF.RLT |
LTF.MSB |
LTFB.MSB |
LTF.NDB |
LTFB.NBD |
README.TXT (This File)----|
All above files, except for the distribution file LOANSP.ZIP
are necessary, and must be together in the same directory.
Now you are ready to begin. This Promotional version of
LOAN$ TRACKER has some built-in limitations. LOAN$ TRACKER
will allow you to create one data file, with a 4 loanee
ceiling. Also, the promotional edition only has one report
which can be printed, the Accounts Receivable report. In the
registered edition all reports are activated. There are also
no help files other than this readme.txt file. This will give
you a chance to take the program for a test drive.
LOAN$ TRACKER is Shareware. It is not free. If you like what
you see, choose "Register" from the main menu "File" choice, fill in
the appropriate information, add Comments/Bugs if applicable, and
send it in with $35.00 for each copy registered. Once your
registration is received, a complete set of the program
files will be sent to you within a few days.
First you have to create a file. Like most Windows programs,
in the full version you can divide up the loans into files
of loanees, ie., business, personal, camp, office, etc. So
start by creating a file. Enter your filename (Up to 8 chars)
click on OK or hit the enter key. Once the file is created,
you are brought to a loanee and transaction information screen.
THE LOANEE INFORMATION WINDOWS...
When this trio of screens are up on the screen, you can change the loanee
information by clicking in the "General Information" window. The
Transaction Ledger is a scrollable list of transactions for the
currently active loanee. The "Loan Stats - Control" window shows the
interest assessed for the current loanee, both for the entire loan as well
as for the current year. It also shows the last interest assessment date,
and the loan ID number. When these three windows are onscreen, the Main
Menu choices, "Edit" and "Transactions" become activated. It is only
while these three windows are active that you can add a new loanee, delete
the active loanee, assess interest, make loans and credit payments.
If you "Add a New Loanee" from the edit menu, a blank record is added to
the file. You must enter a Loanee Name before you can proceed. Without
an account name, LOAN$ TRACKER cannot proceed. If you want to eliminate
the new entry, add the name, and then delete the loanee.
You can only delete the currently visable loanee when the Loanee Information
Windows are onscreen. At all other times, the "Add a New Loanee" and
"Delete This Loanee" choices are enabled. This also applies to "Assess
Interest", "Make a Loan", and "Credit a Payment."
YOU CAN ONLY EXIT FROM THE LOANEE INFORMATION WINDOWS WHEN THE
"Loan Stats - Control" WINDOW IS THE FOREGROUND WINDOW, AND THE "OK" and
"Cancel" BUTTONS ARE ENABLED.
"OK" brings you back to the "Choose a Loanee" window so that you can make
another loanee choice. "Cancel" returns you to the Main starting window
with the LOAN$ TRACKER logo.
INTEREST....
When you assign an interest rate, it should be the rate for the entire
year. LOAN$ TRACKER will automatically take the percentage of that
total annual rate and compound it by the interest interval you have
chosen.
The program monitors elapsed time periods on loans made to loanees,
based upon Annual, Quarterly, Monthly, and Daily interest
intervals. Interest, when assessed, will be calculated from
the last date interest was assessed. In other words, you
cannot enter a loan or payment amount which has a date earlier
than the last interest assessment date. You are warned when the proper
interest time period has expired and an interest assessment is due
for that particular account. YOU ARE ONLY NOTIFIED THAT INTEREST IS DUE
WHEN YOU HAVE OPENED THAT PARTICULAR ACCOUNT. If you have not been
warned that interest is due, it isn't! If you try to assess interest
before it's due, you'll get an error message.
Interest, in the case of Annual, Quarterly, and Monthly, will
always be entered into the file on the first day of each applicable
time period i.e. first day of the month, first day of the year, first
day of the quarter (January 1st, April 1st, July 1st, October 1st.)
LOAN$ TRACKER will reevaluate the ledger file each time an interest
amount is assessed, so if you have not assessed interest for 14 months,
but have entered loans and payments during that time, when interest
is assessed, the program goes back to the last assessment, inserts
each interest amount, then re-evaluates the file entries for the
next period, including the past interest each time. Daily interest
can be assessed at any time, and is posted to the ledger on the day
of assessment. DAILY INTEREST IS ONLY PHYSICALLY POSTED ONCE, NO
MATTER HOW MANY DAYS HAVE TO BE ASSESSED. This has been done so that
the ledger remains an intelligent size for the user. For example,
say you did not assess interest for 50 days, it wouldn't make sense to
make a ledger entry for each day or 50 interest entries for the period.
Of course, if you assess interest each day, daily entries will be made
in the ledger.
REPORTS........
Only one report is available in the promotional edition, the Accounts
Receivable Report. You can access the printing of this report only
when the LOAN$ TRACKER logo is visable in the main window.
************************************************************************
--------------------------- FINAL NOTES --------------------------------
************************************************************************
I hope you enjoy LOAN$ TRACKER. The registration section has a
comments/bugs area, which I encourage you to use for suggestions,
remarks etc.
I have tried LOAN$ TRACKER on a variety of machines and configurations
running Windows 3.0. But I can't try all of the possible combinations.
Therefore, if you do experience problems, please do not hesitate to let
me know about them. If you have a problem, contact me by either of the
two methods listed below. Describe the problem, and also list the type
of equipment on which Windows and LOAN$ TRACKER are running on.
And now, the business side....This program is copyrighted by
Enis Moran, 1990, all rights reserved. I reserve the right to
revise, modify, update or change the program and its accompanying
files at any time. Using this application is the sole responsibility
of the end user, and Enis Moran assumes no liability in the event of
failure of any kind, errors or ommissions. The user may distribute
the LOANSP.ZIP file freely, as long as no files have been modified,
and all files in the ZIP exist as they were originally distributed.
No compensation of any kind can be charged for its distribution
without the explicit written consent of the author.
If you want to contact me, you can write to:
Mr. Enis Moran
LOAN$ TRACKER
P.O. Box 2
Southampton, NY 11969
I can also be reached on Compuserve, ID #: 71167,2117.
I hope you enjoy using LOAN$ TRACKER, and that it helps --YOU-- keep
up with --YOUR-- generosity!
Sincerely.....
Enis Moran